Capital Efficiency

dSurance achieves capital efficiency through 2 major ways:

• The Capital Pools spread risk across multiple Policies

• Just as traditional insurance companies invest their assets, our partnerships with protocols like DeFiVest, dDEXX, and Crypto Price Index allow us to leverage their asset management infrastructure in order to earn yield on supplied capital.

The Premium Price depends on multiple factors; a fair pricing methodology applied to each individual policy or policy type, hypothesis and data regarding the correlations between policies that are part of the same Capital Pools, the modelling of loss distributions and, for the most recent Policies, a supply and demand curve that allows to have a Premium price variation based on the Insurance Capacity Utilization.